Terms and Conditions of Use

IMPORTANT: These terms and conditions relate to use of this Website and delivery of resources by us, The Jubilee Trust, to you as the site user.
For the purposes of these terms and conditions,

  • "Website" refers to the Website address at www.livinglifetothefull.com or any successor Website address; and
  • "We/our/us" refers to The Jubilee Christian Centre Doncaster Trust, trading as The Jubilee Trust, registered in the United Kingdom: Charity No. 1077936

Site Operator

This website is hosted, run and maintained by us. The content and materials on this site have been written by Dr. Chris Williams, are protected by copyright and are produced under licence from Five Areas Limited.

Our contact details:

Jubilee Trust PO Box 589 Doncaster South Yorkshire United Kingdom DN5 7YL.

Email trustees@jubileetrust.co.uk

Please read these terms and conditions carefully. Together with our Privacy Policy they govern our relationship with you, whether as a guest or a registered user, in relation to your access and use of the Website and also the basis on which we provide the resources to you.

You may have other rights granted by law, and these terms and conditions do not affect these except if the two are inconsistent. If this is the case then these terms and conditions will override any other rights which you may have, unless this is not permitted by law.

General terms and conditions for use of Website

By using our site, you indicate that you accept these terms and conditions and that you agree to abide by them. If you do not agree to these terms, please refrain from using the Website or using any resources from it.

Accessing our Site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our site, or our entire site, to all users whether guests or registered users.

If you choose, or you are provided with a user identification code (such as a password) or any other piece of information as part of our security procedures, you must treat such information as confidential and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us at any time, if in our opinion you have failed to comply with any of the provisions contained within these terms and conditions.


We may at any time modify these terms and conditions and the use of this Website will be conditional upon you agreeing to the terms and conditions in force at the time.

Intellectual Property Rights

Except where otherwise noted, the content and materials on this site have been written by Dr. Chris Williams, are protected by copyright and are produced under licence from Five Areas Limited. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off copies of any ‘free’ worksheet materials available from the Website for your personal reference or clinical use.

You must not modify the paper or digital copies of any worksheet materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphic separately from any accompanying text.

All images, graphics and icons used on the website have been obtained from a range of sources, and as such it is not always possible to check the ownership or copyright status of such work. If any graphical element on the website is in breach of any local or international copyright laws, upon request and verification of ownership, we will remove such content.

You must not use any part of the materials on the Website for commercial purposes without obtaining a licence to do so from us. If you wish to use any of our materials for purposes related to providing commercial health services, health insurance, professional employment services or any other commercial service please contact us at products@fiveareas.com

Data Protection

All personal information you provide to us will be treated in accordance with the Data Protection Act 1998.

Your details are provided to us for the purposes as set out in our Privacy Policy

If you have any queries about our use of your personal information, please look at our Privacy Policy or contact us using the details shown at the beginning of these terms and conditions.

Disclaimer of Warranty

Jubilee Trust is providing this Website and its contents on an "as seen" basis and makes no representations or warranties of any kind, either express or implied, including, without limitation, warranties or conditions of title or implied warranties or merchantability of fitness for a particular purpose, and non-infringement or that the Website or the server on which it is hosted is free from viruses or bugs or represents the full functionality, accuracy, reliability of the Website. Although we believe the content to be accurate, complete and current, we do not represent or warrant this.

We reserve the right to make alterations and corrections to the information contained in the Website at any time without notice (including to delivery of any resources, which should be treated as an invitation to treat).

Disclaimer of Liability

Whilst the advice and information in this course are believed to be true and accurate at the date of going to press, neither we nor Five Areas Limited accept any legal responsibility or liability for any errors or omissions that may be made. Every effort has been made to ensure the accuracy of the content; however, it is still possible that errors have been missed. In no event shall we, Five Areas Limited, nor Dr. Chris Williams, be liable for special, indirect or consequential loss or damage arising out of or in connection with the use, copying or display of the contents of this Website.

We accept no responsibility for and exclude all liability for damage and loss in connection with browsing this site, use of information on this site and downloading any material from it including but not limited to errors, inaccuracies and omissions. Where you purchase products from the Website our total liability to you in connection with any breach by us of these Terms and Conditions shall not exceed the sums received from you in relation to such purchase.

All advice, information and opinions contained in the various resources written by Dr Chris Williams are based on his own views, research and analysis as a qualified psychiatrist and recognised teacher and researcher in the area of cognitive behavioural therapy self-help. While care has been taken to check the accuracy of the content and believe that many users will find it beneficial, no assurance or warranty is given regarding the accuracy of the content or applicability in relation to particular circumstances. Use of such materials are not intended to be a substitute for direct consultative advice medical from a doctor or other qualified healthcare professional. In no event shall Dr. Chris Williams or Five Areas Limited be liable for any loss or damage arising out of or in connection with the use of the content available on the Website or the Product materials available for purchase. Whilst we do not block users from outside the UK using the site, please note that the content is written from the perspective of a user living in the UK.

The information contained in this site may contain technical inaccuracies or typographical errors. All liability of us and Five Areas Limited howsoever arising for inaccuracies or errors is expressly excluded to the fullest extent permitted by law.


Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility from them or for any loss or damage that may arise from your use of them.

Complaints & Notices

We aim to provide a high level of customer service. If you have any complaint about the service you have received from us, please contact us at trustees@jubileetrust.co.uk All notices provided to Jubilee Trust should be emailed to trustees@jubileetrust.co.uk or sent to our office, details of which are provided at the beginning of these terms and conditions.


If any part of these terms and conditions is found to be unenforceable as a matter of law, the enforceability of any other part of these terms and conditions will not be affected.

Language, Governing Law and Jurisdiction

These terms and conditions are governed by the law of Scotland and the Scottish courts shall have exclusive jurisdiction over these terms and conditions.

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